Tag Archive for: lifeplan

Estate Planning to Serve You | David’s Story

Folks like us begin working by age 10. Snow shoveling. Grass mowing. Babysitting. Dishwashing. Me, I began delivering newspapers at 7.

I have an older sister, two younger sisters and four younger brothers (8 of us altogether). Dad, a WWII Navy veteran, taught school by day, then worked the local brewery’s graveyard shift. Sixteen-hour days for sixteen years. Mom was an RN. She resumed practice when the youngest was 5. Both parents tracked our grades, chores, and college savings.

Paper route and dish-washing money paid for my first year at the University of Notre Dame. An Army scholarship and weekend pizza deliveries took care of the rest. Upon graduation, the Army kindly allowed me to get my first law degree from Boston University Law School. Like Dad, I worked third shift full time to pay the bills.

On active duty, the Army let me jump out of airplanes, argue murder cases, edit The Army Lawyer, and work at the Pentagon. The Army also paid for most of my Master of Law, Taxation degree from Georgetown University Law. Airborne wings, two Meritorious Service Medals and an Army Achievement Medal. Thank you for allowing me to serve!

A Different Vision Of Estate Planning & Elder Law

Two years at a large law firm were enough. For them. Thirty years ago, I founded my own firm. Dedicated to you. Middle Class Americans. Today, 40+ team members share the LifePlan™ vision:

  • 1. No Poverty. You do not go broke. You will keep your lifesavings. Keep your independence. Period. Money is choices. You decide. At home care, assisted living or skilled nursing?
  • 2. No Handouts. Middle class Americans are not looking for charity. Need long term care? Get the benefits you paid for with every paycheck.
  • 3. No Waste. Avoid probate? Of course. Make sure the beneficiaries get their inheritance, no matter what? Yes!

I reject traditional estate planning. Traditional planning sacrifices Middle-class Michigan to nursing home poverty. Everyone knows this. Your insurance agent, financial advisor, accountant, lawyer. It is no secret. Except to you. No longer. The Reporter gives you the straight story.

Over the years, tens of thousands of families have used the LifePlan™ approach. Simple fairness. You paid in. You get the benefit. Receiving the best care. Maintaining quality of life. Not going broke.

Service To Our Client Families

No billing by the hour. No billing by percentage of your estate. No surprises. We do not like surprises. We will not surprise you. Let’s talk… no charge. No charge for the workshop either. If you choose to protect yourself and your family, we will craft a plan and quote the fee. No risk. You decide. You get options, in writing, all fees disclosed up front.

Many lawyers claim to do everything from traffic tickets to trusts. Can that lawyer is be expert at anything?

Our singular focus is on you and your loved ones. Following through, getting the job done. I call it LifePlanning™. You may call it common sense. Other lawyers wish it would just go away.

GET ANSWERS NOW. CALL THE LIFEPLAN™ HOTLINE
(800) 317-2812

Goals of a LifePlan™

Too many middle-class families (one is too many and long-term care poverty smashes the security of thousands) go broke from endless long-term care bills. That does not happen to our LifePlan™ families.

It is simple: Three Goals, One Strategy.

1. No Poverty – You will not go broke.

When you are in control, life is good. You will not go broke from casinos, Bernie Madoff, or too many vacations. Long-term care rips the steering wheel from your hands and points you over the cliff. No choice, no chance. LifePlanning™ keeps you firmly in the driver’s seat. In control. Lifesavings intact.

2. No Charity – Caregivers get paid. You already “bought the insurance.”

America pays for long-term care through your taxes. Withheld from every paycheck you ever earned. More than your fair share over the years. You paid for other people. Folks you have never met. You, the middle-class, only want a fair shake. You paid in, you should get paid back if needed. Without sacrificing every red cent.

3. No Waste – Any leftovers go to your beneficiaries. Not wasted on probate or taxes.

Why shouldn’t your family, your loved ones, benefit from your leftovers? Why should probate, taxes, government soak up what is left? Wise plans avoid strife and insure family harmony.

For 30 years, the LifePlan™ strategy has achieved your goals.

The rules can work for you. LifePlanning™ makes the rules work for the people who play by the rules. Other so-called experts, attorneys, planners, financial advisors accept the status quo. They do what everyone else does. The LifePlan™ approach dives deep. Seeking out and securing your family’s future.

LifePlanning™ is middle class Michigan’s tool kit for winning the future. Comply with their rules? Yes, absolutely. If you want to win, you must know how to play the game. Thirty years of study, experience, testing and delivering results have produced the LifePlan™ system. Techniques and tools that preserve, protect, and defend your right to decide how you will live. You earned that right through decades of work and conscientious stewardship. Isn’t it ridiculous to suggest that impoverishing yourself, your spouse, your family is somehow noble? Isn’t it foolish to reject your own life experience for the defeatist counsels of the “wise”?

LifePlanning™ means your choices matter, whatever life brings. Are you like thousands of Michigan families who played by the rules and earned homes, cottages, farms, lifesavings? Would you like the rules to work for you, for a change? Why wait until it is too late?

CALL THE LIFEPLAN™ HOTLINE – 1-800-317-2812

Middle Class Estate Planning

What is so different about you? What enables middle-class folks to rise and win, time after time? Facing and beating challenges? At seven years old, I began helping another kid on his paper route. Lucky for me, there was a block of triple decker houses and Paulie did not like climbing stairs. A few years later, my next younger brother and I had our own route. Hot in the summer. Cold in the winter. Raining or snowing from time to time. On foot. We did not always whistle while we worked. But the Carrier boys delivered the Evening Bulletin 6 nights a week. And early Sunday mornings, before church, the Journal-Bulletin.

You have done the same. Throughout your life, you took the overtime. The second job. Doing what it took. My weekends at Notre Dame were spent delivering pizza. As a law student, I worked full time on the graveyard shift as a security guard. Just like you. What else could we have done? We had a job. We saw the need. We got it done.

We learned it from our folks. After beating the bad guys in WWII, our parents went to work. Dad taught school all day, came home, changed clothes, and put in 8 more hours at the Narragansett brewery. For 16 years. Mom was an RN. After raising 8 kids, she pinned her nurse’s cap back on and resumed nursing. Details vary, but your family lived the same values. How do I know? Thirty years of talking to and planning for your folks. And you.

And now COVID. The Elder Plague. Death rates: way down. Therapies: better and improving. So much winning. But we are not done yet. COVID is real. COVID can strike close to home.

By a series of commonplace coincidences, a team member tested positive for COVID. Since the beginning, the Carrier Law team has taken every recommended precaution. And come up with a few of our own. Hand sanitizer, videoconferencing, outdoor workshops, social distancing, masks, working from home, plexiglass barriers, temperature checks, screening protocols, Clorox-ing conference rooms, prudent behavior.

Not perfect. Last Friday, I spent a few hours (in the rain) climbing through trees on one of those courses. Team building with several paralegals. Outdoors, yes. Distanced, yes. Wearing masks, yes. Until that triumphant team photo at the finish. Mask off. Picture! Mask on. Well. Then we waited for the results. One more thing to be taken in stride.

Aren’t we all waiting on “test results”? What will your “Alzheimer’s test” reveal? Of course, there is no such “test.” We find out only as time goes by. With COVID, we face reality, we do not wish it away. Most of us will eventually face dementia. Personally. Not just our spouse or a loved one. Lots of statistics. One bottom-line fact.

The trouble in American life today, in business as well as in sports, is that too many people are afraid of competition. The result is that in some circles people have come to sneer at success if it costs hard work and training and sacrifice.
– Knute Rockne

We, the middle class, do not deny reality. We accept it, make our peace, and do the best we can. With optimism and good cheer. Lots of critics have lots to say about us baby-boomers. But all agree that when we see what we want, we go get it. Make it happen. Rejecting the counsels of gloom and doom. With open eyes and stout hearts.

When you are facing long-term care, dementia, end of life issues, there are a million questions and few reliable answers. Many people, including otherwise competent financial planners, well-known attorneys, and respected members of the community, seem to believe that you should go broke when facing these issues. Maybe they are unaware of the options. Perhaps they are in denial. Is there a moral imperative that you should go broke? Some “experts” seem to think there is.

Americans play to win all the time. The very thought of losing is hateful to Americans.
– George S. Patton

Like you, I completely reject the idea that losing is okay. Like you, I believe in winning. We all have challenges and sometimes we do lose. But we never “get used to it.” Why should we? Losing is a bitter pill. I may have to take my medicine, but I do not have to like it.

If you want to go broke, as some folks think you should, you do not need me. The state is very good at making a bonfire of your lifesavings. The state helps only when you comply with their rules. And for most folks, compliance means poverty, insecurity, loss. Unacceptable.

[W]ith firmness in the right as god gives us to see the right let us strive on to finish the work we are in…
– Abraham Lincoln

LifePlanning™ at Carrier Law

LifePlanning™ is middle class Michigan’s tool kit for winning. Comply with their rules? Yes, absolutely. If you want to win, you must know how to play the game. Thirty years of study, experience, testing and delivering results have produced the LifePlan™ system. Techniques and tools that preserve, protect, and defend your right to decide how you will live. You earned that right through decades of work and conscientious stewardship. Isn’t it ridiculous to suggest that impoverishing yourself, your spouse, your family is somehow noble? Isn’t it foolish to reject your own life experience for the defeatist counsels of the “wise”?

LifePlanning™ means your choices matter, whatever the test results. Are you like thousands of Michigan families who played by the rules and earned homes, cottages, farms, lifesavings? Would you like the rules to work for you, for a change? Are you waiting for the test results? Are you waiting until it is too late? Would you like to know now?

GET ANSWERS NOW… CALL THE LIFEPLAN™ HOTLINE
1-800-317-2812

COVID-19 is the Elder Plague

COVID-19. Everyone has an opinion. Fear-mongering headlines are everywhere. Widespread destruction of American middle class hopes and dreams. Out of work. Out of school. Out of money. Out of hope. Why is anyone surprised that some young people turn against fundamental American ideals of honor and fair play? What if America had responded to polio, yellow fever, whooping cough, German measles, other devastating disease pandemics by depriving regular citizens of their rights to worship, associate with others, seek their fortune, pursue happiness?

COVID-19 falls heaviest on older Americans. It is truly an Elder Plague. The numbers have not changed. The older you are, the more deadly COVID-19. Americans over the age of 85 make up only 3.4% of COVID-19 cases, but a full 32% of deaths. Almost ten times as many. Younger Americans, under age 50, suffer 64.1% of COVID-19 infections. What percentage of deaths? Five percent. 5%. FIVE PERCENT. So. Older folks – ten times MORE likely to die. Younger folks – thirteen times LESS likely.

Wear your mask. Wash your hands. Take your temperature. Take care. Be on guard. Be wise. COVID-19 is a killer. That 5% of under-50 deaths represents almost seven thousand, five hundred Americans whose lives were cut short. Seven thousand, five hundred Americans who will never reach their full potential. Seven thousand, five hundred American tragedies.

And now, for the rest of the story.

High School Kids’ Despair Equals Suicide and Drug Abuse

“But there has been another cost that we’ve seen, particularly in high schools. We’re seeing, sadly, far greater suicides now than we are deaths from COVID. We’re seeing far greater deaths from drug overdose that are above excess that we had as background than we are seeing the deaths from COVID.”

Idle Hands are the Devil’s Workshop

We are not doctors, virologists, epidemiologists, or data analysts. But something seems odd here, doesn’t it? COVID-19 falls heaviest on the elderly. Hardly at all on working age and younger people. Yet rather than focus on those in need, politicians completely lock down society. No work. No play. No school. No church. Unsurprisingly, teenage suicides and drug deaths skyrocket. Frustration and boredom find outlet in politically correct protests, riots, and violence. Why do so many politicians embrace mindless destruction now and a defenseless future? Fear? Sympathy?

Some people ask, “Is there a better way?” We wonder, “Could there be a worse way?”

Middle Class Will Prevail

But as we all know, something that cannot go on forever, will not. Sooner or later, the pendulum swings back. Can you feel it? Did you get that sense, sometime last week, that things had gone far enough? Too far? We are patient. We are kind. We do not think ill of others. Slow to anger. But enough is enough. Too much waste. Too much greed. Too much self-righteous, self-satisfied, smug entitlement. Too much disrespect. “For they have sown the wind, and they shall reap the whirlwind.” Hosea 8:7

LifePlanning™

Wealthy folks are fine. They have lots of lawyers chasing them. Deserving poor get it for free. The Middle Class pays. Until there is nothing left. Then, scraps. We are here to serve you. LifePlanning™ is designed for and serves the Michigan Middle Class. Now. While you are still here. And who else even talks about it? You could do worse than give us a call and discover the choices LifePlanning™ and your hard work have made possible for you.

Get Answers Today! Call 1-800-317-2812

Handy Andy Ain’t Got Nothing On Me!

Many of us enjoy DIY (Do It Yourself) projects. Your ambitions could range anywhere from minor painting to remodeling the bathroom. Why not tackle the whole house? Most of us have the skill to do some minor repairs. But how many have plumbing, electrical, or dry wall talents?

Minor cosmetic home repairs won’t get you in too much trouble. Leave those load-bearing walls alone! But… running electrical circuits or plumbing to a new room takes on some serious risks. Botched wiring means short circuits and fires… shocking! You’ll be crying a river when your amateur plumbing imitates Niagara Falls. Running a gas line to a stove or dryer? What could go wrong? Ka-boom!

What, Me Worry?

Usually when we do our own home repairs, we understand the risks that we are taking on. But what about drafting your own Will or Power of Attorney documents? What is the harm? Many folks think: “I can just download some forms, fill in the blanks and I am all set! So easy!” Right? It’s like using extension cords to wire your house. Scotch tape to seal plumbing joints! Why would you risk your life savings on “free” online forms?

Danger, Danger, High Voltage!

When home remodeling, beware bare wires, leaking pipes, asbestos, and creepy crawly’s. When remodeling your Estate Plan, here are some of your risks with DIY online forms:

1. Healthcare Power of Attorney. What powers should be in these documents? Do you know that if they are not drafted properly, you could be in Probate Court to have a Guardianship setup? This causes more stress, delays and (no big surprise) surprisingly large expenses. Did you forget the Advance Directive? HIPPA? Funeral designee?

2. Financial Power of Attorney. An appropriate Financial Power of Attorney document can preserve your assets… keep you from going broke. Proper advance planning minimizes risks. But what if your bargain basement POA lacks “extraordinary” powers? It may cost you very little or it could be in the hundreds of thousands of dollars. Why would you risk botching such an important document?

3. Trusts. When was the last time you drafted a Trust? How did that work out? What provisions are prudent for your specific facts? Should it be revocable or irrevocable, or one of each? What powers should the trustees have? These are a few of the questions to ask. Do you know how to fund a Trust, or even what this means? Do you think it could be expensive to have the wrong Trust setup that is not funded? Maybe “FREE” is the costliest of all…

Safe And Secure

Your LifePlan attorney has already helped hundreds of families like yours. You worked your whole life to save for the Golden Years. Now you are going to bet your life savings on generic, freebie forms. Thinking that you can save some money? You may never recover from that mistake if you don’t know what you are doing.

Written by Attorney Jim Henke

Call the Law Offices of David L. Carrier today at (800) 317-2812

We Make the Rules Work, for the Folks who Play by the Rules!

C-Rations, Long-term Care & LifePlanning™

Every soldier and Marine, and some airmen and sailors, too, know the delights of the Combat Ration. Also known as the C-Ration or C-Rat. Packing 1200 calories into a small, brown cardboard box. Three olive drab tin cans. Main course, soda crackers, something spreadable like peanut butter, jelly, or cheese. Sometimes pound cake or cookies. Plus, a brown foil envelope: salt, pepper, coffee or cocoa, toilet paper. And a P38 can opener. It could be breakfast, lunch, or dinner. As an Army ROTC cadet and on active duty, I ate quite a few.

Everyone said that some C-Rats came with cigarettes, but I never saw any. The best was the John Wayne bar: a disk of chocolate with toffee bits. Spread peanut butter on the soda crackers and make a sandwich with the John Wayne bar. Almost heaven. Getting a John Wayne bar was winning the lottery, and no one ever traded it away.

Printed on the top flap of the C-Rat box was the main course. Beans with Frankfurter Chunks in Tomato Sauce, Fried Ham, Chicken and Noodles, Spaghetti and Meatballs (like mama made!). There were others. C-Rats came 12 or 16 to the case. The case was always flipped upside down when you went to draw your ration. No picking or choosing!

My very first C-Rat was “Ham and Eggs, Chopped.” Scrambled eggs. With ham. From hens that had died during the Eisenhower Administration. In a can. (But I did get a John Wayne bar!!)

It taught me a valuable lesson. Never go on a Field Training Exercise without a bottle of Tabasco.

What has this got to do with LifePlanningTM? Everything!

LifePlan™ Basic Facts

FACT #1: Middle-class Americans cannot afford the $6000-$12,000 per month costs of long-term care.
FACT #2: Life savings evaporate like snowflakes on a hot griddle. (Don’t kid yourself about this. Folks with hundreds of thousands in savings go broke every day. You are not immune.)
FACT #3: When you are broke, then Medicaid, the government solution, kicks in.
FACT #4: LifePlanning™ enables you to qualify for Medicaid without going broke.

C-Rats, Medicaid, Tabasco, Long-term Care, Extras! The Government Solution

C-Rations are the government solution to soldiers’ need to eat in the field. Medicaid is the government solution to Americans’ need for long term care.

You Cannot Avoid the Government Solution.

There are no McDonald’s in the field. You cannot pack in enough sandwiches. You must eat the C-Rat. Long-term care is expensive. You cannot save enough to pay what it actually costs. You will go broke. You must take the Medicaid.

By Planning Ahead, You Can Add To The Government Solution.

Buy some Tabasco at the PX or Commissary. Bring it with you. Share it with your buddies. You’ll be glad you did! Preserve your lifesavings through LifePlanning™. Do not go broke when you need long-term care. Add the services you want and need by paying for them yourself. You choose. You decide.

Freedom, Security, Personal Responsibility

You have lifesavings now because you took personal responsibility for yourself, your spouse, your family. You did not shirk. You did the tough stuff. There are some people out there who did not. Those people will receive Medicaid benefits immediately. You will not. You will have to deplete your savings. Sell the cottage. No legacy. No ability to provide for your spouse. No choice.

How is that fair? I do not think that it is. That’s why I have developed and practiced the LifePlan™ strategy for the last 30 years. You are not a chump, a sucker, or a loser for having worked, saved, and cared for yourself and your family. We make the rules work for the people who played by the rules.

Get Information Now! Call 1-800-317-2812

Confusion! That’s What Insurance is Today

Know Before You Go!

Can we all agree that car insurance is confusing! Our politicians promised us new auto insurance laws to save us big money. How’s that been working out? Starting July 2, 2020, and as we renew our insurance, we drivers are supposed to save millions! So far, the savings are… underwhelming.

Risks are increasing. Everyone is used to having unlimited personal injury coverage. Not anymore. Now coverage is limited and cheaper. And the other guy can sue you for the difference. Will car accident attorneys like that? Will insurance companies like that? Aren’t you glad our politicians simplified things?

Unlimited Coverage for You!

Do you want to worry? No! You get the maximum coverage. The other guy CRASHES into you. The other guy has low or no personal injury coverage. Who is suing you? The other guy. What does he want? Your income, savings, house, whatever. Why? His unpaid medical bills. Is that fair?

But you are fine. You paid extra for unlimited coverage. No worries! Right? Wrong. That only covers your medical bills. Not that guy’s. Glad we saved all that money on car insurance.

Low or No Personal Injury Coverage for You!

Let’s save some money. No or low personal injury coverage for yourself. Bad accident? Sue the other guy! Good luck. Need long-term care after the accident? Welcome to the jungle of long-term care. Annual skilled nursing easily costs over $120,000. How long can you pay that before going broke? And when you are flat broke, Medicaid is your only resource.

All is Not Lost: Protect Yourself.

Proper Planning means peace of mind. Secure your life savings, home, cottage, business. Get quality care AND preserve resources to supplement that care. Tested, effective strategies mean you are not going broke. Life Savings Protected. Life Choices Respected.

Before You Renew Your Auto Insurance! Three Quick Tips

You have been driving forever. Remember your sixteenth birthday? You camped outside the Secretary of State’s office to be first in line for the driving test. You love driving! Except. Except that annual letter from the insurance company.

Life Is Not Tough Enough Already, You Need More Complexity

Well, that letter has gotten worse. Much worse. You have already received the first confusing communication. Telling you that Michigan’s No-Fault Automobile Insurance Law has changed. Great! Now you now have options! How much Personal Injury Protection (PIP) coverage? What about lawsuit liability? A whole menu of choices! Please select the ones you want. Like you, I too got that confusing letter. And if you are like me, your first answer was “How the heck should I know?!”

Where The Rubber Hits The Road

You are injured in a car accident. Your PIP pays you. PIP covers your accident medical expenses. PIP pays 85% of lost wages for 3 years. PIP pays for replacement services.
Under the old law, your medical expenses were fully covered, without limit. Now, you choose how much PIP will pay.

Three Handy Hints

Do not change your PIP coverage on impulse. I suggest:

  • 1. Wait for a year. Give it a looksee first. Then, thoughtfully, change your coverage.
  • 2. Talk to somebody who knows this stuff. Call your insurance agent. Are cost savings worth increased risk?
  • 3. Buy an umbrella! An umbrella insurance policy, that is. Umbrella policies are cheap. Umbrella policies cover what other policies do not. Think about it!

 

Life Planning™ Means Security

Your life is complex. And getting more complicated all the time. LifePlanning™ secures what you have already earned. It’s your roadmap to the future. If you haven’t already begun LifePlanning™, a free, entertaining workshop is a great way to get started. Just call!

Get Security Now; Call the Hotline 800-317-2812

Out of Control? Simplify Your Life

Do you find that many things are out of your control in these uncertain times? Some of us busy ourselves with many small chores and errands. We leave big decisions for “tomorrow” because they seem insurmountable. But tomorrow never comes. Paperwork piles up! Investment reports, insurance policies, legal “stuff”. We avoid important decisions. We promise ourselves to do it later. When we have “more time”.

Why does it seem that we are most stressed by decisions that could simplify our lives? By taking steps that improve the lives of our children? Do we actually want more difficulties, complexities, loose ends?

Getting your affairs in order for both yourself and your families may seem like a task best left for a better time. Could it be that there is not a better time? Have you ever noticed that somehow time slips away? What if now is the best time to choose? While we are in good health, competent to make decisions.

Talk To Someone Who Has Walked Your Walk

I know so many women like you. Joyful women, cheerful, selfless women who spend a lifetime caring for family. But why do you neglect to care for yourself? Generous and giving, you put your plans on hold for others. I am sure you know many other women who embrace life like you. Other women who know what it is all about.

What if you could talk, have a chat with an attorney who has walked that extra mile? In your shoes? Would that be refreshing? Why can’t your wishes compel respect? Why shouldn’t your legacy have meaning? Reflect your values? Why don’t you deserve a LifePlan™?

Remember those piles of reports and statements that have been sitting around? Wouldn’t you feel less stress if you could put your hands on a single, well-organized list of your assets? What would it mean for your children? Wouldn’t this list be an invaluable guide for them? If you became incapacitated? Or at the time of your death?

No one wants to go to the hospital. But if you had to, wouldn’t you like to make those difficult decisions a bit easier on your loved ones? Wouldn’t you lighten the load if you could? LifePlan™ healthcare documents cover virtually all conditions. Saving your family valuable time and resources. Not to mention mental stress. Your LifePlan™ says: Mom thought of everything.

Most of the professional team at the Law Offices of David L. Carrier are women. Younger and older. Attorneys and paralegals. With many years of experience. We welcome the opportunity to talk to other women like us. Like you. Mothers, sisters, wives. We know about your needs and help you get your affairs in order. We have “been there”. We are there.

Let’s face it, you do have the power to create a plan with coherent guidelines. Practical steps with useful information. Handling your assets and health care while you are alive. No squabbling among the kids.

LifePlanning™ establishes clear, workable instructions. To settle matters after your death. Clear. Fair. Quick. No costly and time-consuming probate process. Again, no squabbling.

Isn’t it time for you to talk with someone who’s been on your path? Who has guided others to peace and security? We are waiting to welcome you!
Simplify your life and the lives of your family.

Come in at your convenience. I’d love to talk with you

Just ask for me, Claire Clary, an attorney with The Law Offices of David L. Carrier.

Client Success Stories…

We were very happy with the information at the workshop on Estate Planning [LifePlan workshop]. Amanda was very helpful in explaining the options we could choose from to protect our assets from excessive taxes.

All questions were answered in depth and in a manner that was very understandable. I left feeling confident that we can contact them at any time for help navigating the system.

The staff are incredibly professional. My mother was treated with utmost respect. Her paperwork was organized and concise. I dealt with David and Jim and they spoke in terms my mother and I could understand.

I was totally lost when my husband’s dementia got bad. David and his group helped me feel in control again. They are there to help me whenever I need them. I should have done this sooner.

Perfect balance of pleasant and professional. Starting with workshops with targeted info, to chit chat with David (and all the staff we met) – great experience. Thank you!

My husband and I just returned from your workshop in Portage…We are so pleased we attended and came away with so much information and insight. The workshop was well organized, well presented and your staff was wonderful. Patrick made things fun, and as he promised, the time flew by. Thanks you again for 2 very well spent hours.

Donna & Stephanie are extremely professional, on top of everything, friendly and just a joy to work with. Very prompt on phone calls, emails, etc. I am very thankful for these two people!

We have been extremely pleased with the professional service of David and the staff. It has been a pleasure working with everyone to make sure our future is secure. David was also very helpful finding an out of state attorney to help our parent’s address their Elder law needs.

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“The Law Offices of David L. Carrier is an estate planning and elder law firm located in Western Michigan. Our main office is in Grand Rapids, and we have 3 other conveniently located offices in West Michigan. We specialize in medicaid crisis planning, estate planning, elder law, probate, wills and trusts.

Our Office Locations

Grand Rapids, MI

Norton Shores, MI

Holland, MI

Portage, MI

Practice Areas

Medicaid Crisis Lawyers

Estate Planning Lawyers

Elder Law Lawyers

Family Trust

Probate Lawyers

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