Your estate plan will fail because your estate planner has failed you.

Why do 96% of estate plans fail? Because your estate planner is failing you.

70% of 65-year-olds will need long-term care for 3 years or more. But traditional estate plans don’t cover this, which means you pay for it. At Carrier law, we put our 40 years of experience to work making sure you don’t go broke and can pass on your life’s works to your family.

Traditional Estate Planning

$50+/hr.

Skilled nursing care – private

$400+/day

Skilled nursing care – Institutional

Only 4% Success

Traditional trust planning.

BOTTOM LINE:

YOUR MIDDLE CLASS FAMILY GOES BROKE.

The Carrier Law Solution

Carrier clients can
reduce or eliminate
nursing home costs altogether!
More than

40 years of experience

Over 20,000

Clients served

LET US HELP YOU PLAN YOUR
AND YOU FAMILY’S FUTURE!

Discover the Carrier Law Difference & Give Your Family Security and Freedom for the Future

The Carrier Law Difference means we serve you through every phase of your planning process. Whether your just getting started with your planning, planning for your family, or administering an estate for a loved one, we are here for you.

ESTATE PLANNING

Let us help you plan your future for you and your loved ones.

  • You worked too hard to throw away the SECURITY you have earned
  • Your savings should serve you, not the government
  • Is dumb luck the same thing as intelligent planning
  • Solid planning avoids nursing home poverty

PROBATE

You don’t have to do it alone. We help you plan for after you’re gone.

  • Will you ruin their legacy with a two-bit, up-for-grabs free-for-all at the local junkyard?
  • Prompt, accurate, detailed accountings
  • Speedy resolution of bills and debts
  • Distribution of legacy with maximum security and satisfaction.

LONG TERM CARE

Life doesn’t have to stop with a disability. Let us help you plan.

  • Why should you sacrifice your life savings?
  • Is the best “too good” for your family member?
  • Who is taking care of mom while you’re taking care of business?
  • Why not use life savings for quality of life?

ESTATE PLANNING

Let us help you plan your future for you and your loved ones.

  • You worked too hard to throw away the SECURITY you have earned
  • Your savings should serve you, not the government
  • Is dumb luck the same thing as intelligent planning
  • Solid planning avoids nursing home poverty

PROBATE

You don’t have to do it alone. We help you plan for after you’re gone.

  • Will you ruin their legacy with a two-bit, up-for-grabs free-for-all at the local junkyard?
  • Prompt, accurate, detailed accountings
  • Speedy resolution of bills and debts
  • Distribution of legacy with maximum security and satisfaction.

LONG TERM CARE

Life doesn’t have to stop with a disability. Let us help you plan.

  • Why should you sacrifice your life savings?
  • Is the best “too good” for your family member?
  • Who is taking care of mom while you’re taking care of business?
  • Why not use life savings for quality of life?

Not Sure Where to Start?

Whether you’d like to learn more about your options, or would like
expert guidance, Carrier Law is here to help every step of the way.

Get Help Right Away

TESTIMONIALS

Don’t take my word for it

Over the past 37 years, We have helped over 46,000 families establish security and
peace of mind for themselves and their loved ones. Here’s what some of them have to say.

Don’t take my word for it

Over the past 37 years, We have helped over 46,000 families establish security and peace of mind for themselves and their loved ones. Here’s what some of them have to say.

MEET THE TEAM

WE ARE STANDING BY TO SERVE YOU.

Our staff is comprised of dozens of talented, highly trained professionals, many jobs, diverse skills, various experiences. One Focus, Single Purpose, United in Vision.

Our Families Do Not Go Broke.

Over the years, more and more families like yours have come to experience the personal and financial devastation of long term care. Farms broken up. Cottage lost. Life savings depleted. At the same time, your team has grown – adding offices, team members, resources. Would you like to know more about the women and men dedicated to this mission?

To Preserve, Protect and Defend Middle Class, Michigan?

Latest News That Can Impact You

independent contractor and freelancer estate planning

How do i get my mom out of secured alzeimers unit of nursing home?

I called my brother for help when the apartment manager said she couldn’t stay at home alone while I was at work. He moved back from California, and basically took over, moved me out of my mom‘s apartment as caregiver moved himself in and tried to keep me away by any means possible ! he has booksmart and got medical power attorney without anybody’s permission,,my brother stole all powers fradulently and had my( the only one that truly wants to help my mother taken off of 2nd. Dpoa one year after 1st dpoa with all three kids on it. Paul and sherry were never supposed to be on as any kind of power over my mother snd this nursing home is making her decine rapidly. I have a wonderful home plan but cant get her out. She wants out!
independent contractor and freelancer estate planning

Supplemental Needs Trust Abuse

My father passed away 13 years ago and left a supplemental needs trust with for me. My abusive mentally unstable mother who is not under the care of a doctor and is not competent to serve as trustee, is punitively denying access to trust funds and refusing to provide care per terms of the trust. I have no income and cannot provide for my most basic needs. I am unable to hire an attorney as I am being denied access to my funds and my disability benefits were discontinued and my mother refuses to reapply for them. What recourse do I have as far as having a new trustee appointed or having legal action taken against my mother?
independent contractor and freelancer estate planning

Can a nursing home in Florida refuse to send my father to the hospital?

My father has had multiple UTIs in the past year. He is showing the same delirium symptoms again. The nursing home checked blood and urine and says he is ok, but they put him on antipsych meds! I have been asking to have him sent to the hospital and they don't want to. Can I as POA make them? He initialed the 2 parts of "effective immediately". He might say to me he will go, but if they ask him he might say no because he's tired. But something is very wrong and it needs to be checked! Top neurologist 3 weeks ago rated him A-/B+ with mild cognitive impairment. Now something is wrong and they don't know what!
independent contractor and freelancer estate planning

Can a guardian pay themselves or an other family member 20hr to care for them in there own home

My sister took guardianship of my mother, moved her into her house, and started paying either herself or her daughter 20 dollars an hour, she took a total of 23,000.00 in 16 months is this financial abuse or is this legal since she is the guardian. During this time my mom became non- mobile she could not even sit up in her own bed.
independent contractor and freelancer estate planning

My dad passed. Spouse had prior POA and is not sharing info for executor duties

A POA for assets was drafted at the time will was done, w/brother listed as executor. Dad remarried, had dimentia & fell, then went to AL. I think his spouse left him alone at the time & went to work w/o arranging oversight.Another POA was drafted around that time,w/spouse. Fast fwd, Dad passed 7/17 from another fall at AL. Spouse didn't give a copy of POA til after dad passed & wasn't/isn't upholding fudiciary duties. For example, spouse didn't pay Neptune Society balance due for cremation that was set up before dad passed. We had to pay it after bc spouse refused. Also, we took over managing Social Security & VA benefits bc spouse wasn't paying AL facility @one point.VA had contacted us bc dad was about to be evicted! Spouse never gave accounting of where the monies went (in addition to other things, ie stimulus checks, wallet, taxes, etc.). Plus, back pay to AL had to be repaid from Dad's benefits, it was like he paid twice & that was after spouse agreed to make payments for it & never did! In sum, how do we get what we need to execute the will? Spouse agreed to manage affairs prior when the POA was signed & notorized...isn't this abuse of the POA?
independent contractor and freelancer estate planning

How does Medicaid recovery process work?

My mother-in-law willed her house on Long Island to my wife. She wanted to move to an adult community, so we sold the house in June 2023 and bought a condo in my wife’s name. My mother-in-law moved in but, regrettably, passed away about six months later, at the end of 2023. We've just received a letter from the Medicaid Inspector’s office asking for information about her assets. How should we handle this situation? Is there a way to protect the proceeds from the sale, considering there are no other major assets?
independent contractor and freelancer estate planning

My mom saved no money for retirement

My mom is 82, saved no money, and spent it all. Now, she needs a nursing home. She will get Medicare and possibly Medicaid coverage, but if there is an extra charge, can Ohio legally hold me financially responsible for her unpaid bills if I live in Michigan? Ohio has a familial fiduciary law, but I don’t think it applies if the adult children live in other states that do not have a similar law. Is that correct?
independent contractor and freelancer estate planning

Planning for Freelancers and Independent Contractors

Without traditional employment's typical benefits or retirement plans, freelancers need to be proactive in securing their financial future and ensuring their assets are properly managed and distributed.
independent contractor and freelancer estate planning
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