Medicaid is the one government program that pays for long-term care at home, in an assisted living facility, or in a nursing home.
Unlike Medicare, which is available to almost everyone who reaches the age of 65, Medicaid has strict eligibility standards based on your medical needs, financial resources and income.
Due to the low income and asset level requirements, many people don’t think they will qualify for Medicaid so they never attempt to apply for benefits. This is a big mistake! At Carrier Law, we use the rules to implement proper, effective and legal strategies to obtain Medicaid benefits for our families, while simultaneously protecting as much of their income and assets as possible. Contrary to popular belief, you do not have to “spend down” your life savings in order to obtain the benefits you’ve earned.
There are several Medicaid programs in Michigan (MI Choice Waiver, Program of All-inclusive Care for the Elderly (PACE), and Skilled Nursing Home Care) available to qualifying seniors. Each program has different requirements and benefits, which can make the application process confusing. Further complicating matters is the eligibility criteria which differs between single individuals and married couples.