Thoughts for the Newly Widowed
On a cold, rainy Sunday afternoon in early October, Jane despairs at the paperwork piles. Last year, a car crash took Mike, cruelly ending their ten-year marriage. Each year, Mike did the taxes while house bills fell to Jane. Now, it’s all on her. How can she do this alone? A young widow with two young children. Even after a year she cannot concentrate. “Widow’s brain” a friend calls it. A constant fog interrupted by family demands.
Mike and Jane meant to get organized, get their “ducks in a row.” But kids! Jobs! Church! Activities! She gave up her job after the second child. Daycare was so expensive and no family nearby. Jane’s new part-time job barely covers her expenses. What to do now?
Partial Plan Means Total Frustration
Jane could get the checking and savings because they were joint on those accounts. But her name was never put on that cottage Mike inherited. Mike’s life insurance from work is up in the air. They say the “paperwork” is wrong. Health insurance? That “COBRA” policy costs way too much! If Jane gets sick, who takes the kids?
First Things First
Jane and the kids need checkups. Physical and mental! Available without charge in most Michigan counties.
Plan Jane Plan
Jane needs expert help. Thorough review of family assets. Handle Mike’s probate estate. Get the insurance money. Plan for the future. Who gets the kids if she dies? Who will pay the bills? Who makes medical decisions? How can an estate plan that make life for her family easier and safer?
Carrier Law Can Help
A will and trust will direct who gets the kids and the money. No expensive and time-consuming Probate. Financial and health care powers of attorney will allow a loved one to manage her affairs.
Take the First Step!
Jane met experienced, competent counsel who helped her cut through the fog. Take effective action. Provide for herself and her children. As Jane now says, “It’s not about documents, it’s about peace of mind!”
By Claire Clary, Carrier Law Attorney, Widowed Persons Service – Board Member